APY = Annual Percentage Yield. Rates are subject to change.
Rates effective 04/14/2008
| SAVINGS |
Minimum
Balance
|
Min. Req. to Earn Dividends |
Dividend Rate |
APY* |
| Prime Savings |
None |
$300 |
0.50% |
0.50% |
| PrimeSavers Kids Club |
$5 |
$5 |
0.50% |
0.50% |
| Young Adults |
$5 |
$5 |
0.50% |
0.50% |
| Select Money Market |
$1000 |
$1000 |
1.240% |
1.250% |
| Premium Money Market |
$5000 |
$5000 |
|
|
| Premium Money Market Tiers |
|
|
|
|
| $5,000 - $14,999 |
$5000 |
$5000 |
1.340% |
1.350% |
| $15,000 - $49,999 |
$5000 |
$5000 |
1.980% |
2.00% |
| $50,000 - $74,999 |
$5000 |
$5000 |
2.470% |
2.50% |
| $75,000+ |
$5000 |
$5000 |
2.715% |
2.750% |
| Christmas Club |
$5 |
$300 |
0.50% |
0.50% |
| Checking |
No Minimum |
N/A |
N/A |
N/A |
| Gold Checking (members 55 & older) |
No Minimum |
N/A |
N/A |
N/A |
| Young Adult Checking (members ages 13 - 18) |
No Minimum |
N/A |
N/A |
N/A |
| CERTIFICATES |
Minimum
Balance
|
Min. Req. to Earn Dividends |
Dividend Rate |
APY* |
| 6 Month |
$500 |
$500 |
2.47% |
2.50% |
| 12 Month |
$500 |
$500 |
2.85% |
2.89% |
| 12 Month Bump |
$500 |
$500 |
2.75% |
2.79% |
| 18 Month |
$500 |
$500 |
2.96% |
3.00% |
| 18 Month Bump |
$500 |
$500 |
2.86% |
2.90% |
| 24 Month |
$500 |
$500 |
3.11% |
3.15% |
| 24 Month Bump |
$500 |
$500 |
3.01% |
3.05% |
| 30 Month |
$500 |
$500 |
3.40% |
3.45% |
| 30 Month Bump |
$500 |
$500 |
3.295% |
3.35% |
| 48 Month |
$500 |
$500 |
3.49% |
3.55% |
| 60 Month - Special |
$5,000 New Money |
$5,000 |
3.83% |
3.90% |
| TRADITIONAL IRA |
Minimum
Balance
|
Min. Req. to Earn Dividends |
Dividend Rate |
APY* |
| Savings IRA |
$50 |
$50 |
1.98% |
2.00% |
| 12 Month Certificate |
$500 |
$500 |
2.85% |
2.89% |
| 24 Month Certificate |
$500 |
$500 |
3.11% |
3.15% |
| 30 Month Certificate |
$500 |
$500 |
3.40% |
3.45% |
| 48 Month Certificate |
$500 |
$500 |
3.49% |
3.55% |
| 60 Month Certificate |
$500 |
$500 |
3.83% |
3.90% |
| ROTH IRA |
Minimum
Balance |
Min. Req. to Earn Dividends |
Dividend Rate |
APY* |
| Savings Roth IRA |
$50 |
$50 |
1.98% |
2.00% |
| 12 Month Certificate |
$500 |
$500 |
2.85% |
2.89% |
| 24 Month Certificate |
$500 |
$500 |
3.11% |
3.15% |
| 30 Month Certificate |
$500 |
$500 |
3.40% |
3.45% |
| 48 Month Certificate |
$500 |
$500 |
3.49% |
3.55% |
| 60 Month Certificate |
$500 |
$500 |
3.83% |
3.90% |
| EDUCATIONAL IRA |
Minimum
Balance |
Min. Req. to Earn Dividends |
Dividend Rate |
APY* |
| Savings Education IRA |
$50 |
$50 |
1.98% |
2.00% |
| 12 Month Certificate |
$500 |
$500 |
2.85% |
2.89% |
| 24 Month Certificate |
$500 |
$500 |
3.11% |
3.15% |
| 30 Month Certificate |
$500 |
$500 |
3.40% |
3.45% |
| 48 Month Certificate |
$500 |
$500 |
3.49% |
3.55% |
| 60 Month Certificate |
$500 |
$500 |
3.83% |
3.90% |
CERTIFICATES
All rates are subject to change, which may affect the rate on new and maturing certificates in that month.
TRUTH & SAVINGS DISCLOSURE
Truth and Savings Disclosure for Standard Savings, Young Adult Savings, PrimeSavers Club, Christmas Club and Money Market Accounts
Truth and Savings Disclosure for Certificate Accounts
Truth and Savings Disclosure for Traditional IRA Savings, Roth IRA Savings, and Educational IRA Savings Accounts (Non Certificate Accounts)
Truth and Savings Disclosure for Traditional IRA Certificate, Roth IRA Certificate, and Educational IRA Certificate Accounts
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