Deposit Rates
 

APY = Annual Percentage Yield.  Rates are subject to change.

 

Rates effective 12/01/2017
 

SAVINGS

Minimum                 
Balance

Min. Req. to Earn Dividends Dividend Rate APY*
Prime Savings 
None                               $300 0.100%  

0.100%

Second Savings
None 
$300 0.100%
0.100%
PrimeSavers Kids Club $5 $5 0.100% 0.100%
Young Adults  $5   $5 0.100% 0.100%
Select Money Market $1000 $1000 0.120% 0.120%
Premium Money Market Tiers        
$5,000 - $14,999  $5000 $5000 0.150% 0.150% 
$15,000 - $49,999 $5000 $5000 0.200% 0.200%
$50,000 - $74,999 $5000 $5000 0.250% 0.250%
$75,000+ $5000 $5000 0.350% 0.350%
Checking  No Minimum   N/A  N/A  N/A 
Gold Checking (members 62 & older)  No Minimum   N/A  N/A  N/A 
Young Adult Checking  (members ages 13 - 17) No Minimum   N/A  N/A  N/A 
CERTIFICATES

Minimum                 
Balance

Min. Req. to Earn Dividends  Dividend Rate   APY*  
6 Month $500 $500 0.500% 0.500%

12 Month

$500 $500 0.450%

0.450%

12 Month SPECIAL*** $5000 $5000 0.99% 1.00%
12 Month
$10,000 $10,000 0.75% 0.75%
12 Month SPECIAL*** $25,000 $25,000 1.24% 1.25%
12 Month Youth Savings Certificate $100 $100 0.450%

0.450%

12 Month Bump $500 $500 0.350% 0.350%
18 Month $500 $500 0.750% 0.750%
18 Month Bump $500 $500 0.550% 0.550%
24 Month  $500 $500 0.750% 0.750%
24 Month $25,000 $25,000 1.140% 1.150%
24 Month Bump $500 $500 0.650% 0.650%
36 Month  $500 $500 0.950% 0.950%
36 Month $25,000 $25,000 1.290% 1.300%
48 Month $500 $500 1.140% 1.150%
48 Month $25,000 $25,000 1.590% 1.600%
60 Month SPECIAL**
$5,000
$5,000 1.390% 1.400%
TRADITIONAL IRA

Minimum                 
Balance 

Min. Req. to Earn Dividends   Dividend Rate  APY*  
Savings IRA $50   $300 0.350% 0.350%
12 Month Certificate $500 $500 0.450% 0.450%
24 Month Certificate $500 $500 0.750%

0.750%

24 Month SPECIAL $25,000 $25,000 1.140% 1.150%
36 Month Certificate $500 $500 0.950% 0.950%
36 Month SPECIAL $25,000 $25,000 1.290% 1.300%
48 Month Certificate $500 $500 1.140% 1.150%
48 Month SPECIAL $25,000 $25,000 1.590% 1.600%
60 Month SPECIAL** $5,000
$5000 1.390% 1.400%
 ROTH IRA Minimum                 
Balance  
Min. Req. to Earn Dividends       Dividend Rate   APY*  
Savings Roth IRA $50  $300 0.350% 0.350% 
12 Month Certificate $500 $500 0.450% 0.450%
24 Month Certificate $500 $500 0.750% 0.750%
24 Month SPECIAL $25,000 $25,000 1.140% 1.150%
36 Month $500 $500 0.950% 0.950%
36 Month SPECIAL $25,000 $25,000 1.290% 1.300%
48 Month Certificate $500 $500 1.140% 1.150%
48 Month SPECIAL $25,000 $25,000 1.590% 1.600%
60 Month SPECIAL** $5,000
$5000 1.390% 1.400%
EDUCATIONAL IRA Minimum                 
Balance
 
Min. Req. to Earn Dividends   Dividend Rate   APY* 
Savings Education IRA $50 $300 0.350% 0.350%
12 Month Certificate $500 $500 0.450% 0.450%
24 Month $500 $500 0.750% 0.750%
24 Month SPECIAL $25,000 $25,000 1.140% 1.150%
36 Month Certificate $500 $500 0.950% 0.950%
36 Month SPECIAL $25,000 $25,000 1.290% 1.300%
48 Month Certificate $500 $500 1.140% 1.150%
48 Month SPECIAL $25,000 $25,000 1.590% 1.600%
60 Month SPECIAL** $5,000
$5000 1.390% 1.400%

**Requires new money, not already on depsoit with PrimeSource CU; Bump option not available.

***Rate includes PSCU Checking with Direct Deposit & Estatements

CERTIFICATES

  • All rates are subject to change, which may affect the rate on new and maturing certificates in that month.
  • Rate(s) listed apply to member depositors only. Contact the credit union with regard to non-member deposits.

TRUTH & SAVINGS DISCLOSURE

Truth and Savings Disclosure for Standard Savings, Young Adult Savings, 
PrimeSavers Club, and Money Market Accounts

Truth and Savings Disclosure for Certificate Accounts

Truth and Savings Disclosure for Traditional IRA Savings, Roth IRA Savings, 
and Educational IRA Savings Accounts (Non Certificate Accounts)
 

Truth and Savings Disclosure for Traditional IRA Certificate, Roth IRA Certificate, 
and Educational IRA Certificate Accounts

 

 

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