Equity Loan



Put your home to work for you with a home equity loan. 
We can help you with a loan that fits your needs. Call or visit a friendly
member service representative today.




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Home Equity Loan
Let us help you put your home to work for you! A Home Equity Loan is a great way
to make things happen:

  • Debt Consolidation
  • Home Remodeling
  • Home Improvement Projects
  • Landscaping and Swimming Pools
  • Graduations and College Educations
  • Weddings and New Arrivals
  • Vacations 

Home Equity Line of Credit (HELOC)* with a Three Month Introductory Rate
If you prefer to borrow a lump sum with a fixed payment, this line of credit:

  • enables you to borrow up to 90% of your equity.
  • has no closing costs, which saves you money.
  • offers revolving credit, so as your balance goes down, your credit line goes back up.
  • gives you easy access to your credit line by telephone, online banking, check writing, or in person.
  • provides a lower interest rate than traditional credit lines that are unsecured.
  • comes with a special introductory rate for first three months
  • may have tax deductible interest (ask a tax advisor) 

Fixed Rate Equity Loan*
*Property must be member's primary residence. Contact a loan officer for a current quote on fees, rates, terms and more details.

If you prefer to borrow a lump sum with a fixed payment, this loan:

  • lets you borrow up to 90% of your equity
  • offers up to a 20 year term
  • keeps payments that are fixed for the term
  • offers a lump sum disbursement
  • may have tax deductible interest (as a tax advisor)

Cash Out Home Refinances
Use this type of refinance to possibly lower your current mortgage rate and borrow some of your home equity at the same time.
Get started by visiting one of our branches :

9208 E. Sprague Avenue
Spokane Valley, WA 99206

428 E. Third Avenue
Spokane, WA 99202

9707 N. Nevada Street
Spokane, WA 99218

Or call: 509-838-6157 - or - (800) 660-0444 

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