Life has unexpected changes; be prepared and protect yourself and your family.  If you have further questions, please call our loan department at 509-838-6157 or 800-660-0444.  .

Be sure and tell the loan officer you want this valuable protection the next time you borrow from PSCU!

What would happen if you became disabled and didn't have the income to make your loan payment?  By adding the disability insurance your credit rating, collateral, and family will be protected.

Joint Credit Life:

This additional insurance covers either signer on the loan in the event of their death.  The monthly premium is added to your loan, so it's affordable and does not increase your monthly payments.  This will certainly give you and your family peace of mind. 

Single Credit Life:

We can help you keep your family financially secure in the event of your death.  Our low cost Credit Life insurance coverage will help reduce or pay off your loan.  This gives you and your family peace of mind and does not increase your monthly payments.

GAP: 

What would happen to you or your family, financially, if your vehicle was totaled? Your insurance will only pay for the value of the vehicle at the time of the loss, not any remaining loan balance. This low cost additional insurance provides you with extra coverage protection to protect your future credit and ease the financial burden associated with the loss of your vehicle.

• Additional feature with GAP Plus included

• Receive $1,000.00 down payment credit towards a replacement vehicle

• GAP Plus pays your deductible up to $1,000.00

• Benefits are paid up to $50,000.00

Mechanical Repair Coverage:
Members Choice Mechanical Repair Coverage is an extended warranty that provides you with coverage when you need it most. Once your vehicle starts getting older, you will be faced with the cost of repairs or even replacing the vehicle. We have several plans to choose from, you decide how much protection you need:

• Choose between a $0 to $250.00 deductible
• Rental reimbursement up to $30.00 per day for up to 5 days if your car is kept out of service overnight
• 24 hour toll-free roadside assistance, which covers towing, jump starts, flat tire changing, fuel, oil, or other fluid delivery, and entry when keys are locked in your car.