Auto Loans

See us first before you decide to purchase a new or used auto. With competitive rates and an easy application process, we save you time and money. Not buying right now? Call one of our lending professionals about possibly reducing your car payments by refinancing an auto loan you have with another lender. We may be able to save you money an improve your monthly cash flow.

Save A Point on your Auto Loan Rate!

Refinance with PrimeSource and save one point off your current rate, or more!

Competitive rates
Simple application process
Flexible terms
Our experts can help you refinance your loan, saving you time and money.

First Time Auto Buyer Program

Are you ready to buy your first car? If so, we can help with our First Time Auto Buyer Program.
This loan type is designed for those who have little to no credit and are ready to embark on the purchase of their first automobile. This loan comes with low rates, manageable terms and is an excellent way to establish a credit history.

Planning is important to prevent surprises when you buy your first car. We offer guidelines on vehicle searches and online resources, as well as our friendly loan professionals are experienced in vehicle lending and can guide you through many of your auto buying considerations.

Credit Union Direct Lending (CUDL) and AutoSmart Vehicle Research

CU Direct Lending/AutoSmart vehicle research link

PrimeSource participates in the CUDL program, giving you access to hundreds of dealerships that can get your auto financing approved through the automated system.

Before you buy: The CUDL AutoSmart Buying Program enables you to research vehicles, get comparisons and request pricing and availability on vehicles from participating CUDL Auto Buying Program dealers.

When you are ready to buy: Visit any participating CUDL dealer, identify yourself as a PrimeSource Credit Union member, and request your financing through PrimeSource via the CUDL system.

Save on Auto Insurance with TruStage

Savings on car insurance. Get a quote. TruStage Insurance Agency

Guaranteed Asset Protection (GAP Advantage)

Did you know that your automobile insurance will only pay for the value of the vehicle at the time of the loss, and will not cover any remaining loan balance? If your vehicle is totaled in an accident, it is wise to protect your family and finances with GAP Advantage. This type of insurance is low cost, additional insurance which provides extra coverage to protect your future credit and to ease the financial burden associated with the loss of your vehicle.

Mechanical Breakdown Protection

Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides peace of mind so you can experience worry-free driving!

Debt Protection

Debt Protection cancels or suspends your loan payment without penalty, added interest or being reported as delinquent to the credit bureau. Protect your family’s financial future by choosing between the three available plans

Protect your Auto Loan Now -get started!