Rates

*Rates subject to change without notice. Fees may reduce earnings.

Savings Rates - Effective Wednesday, February 13, 2019
APYMinimum
Deposit		Minimum
Balance
REGULAR SAVINGS0.100%$0.00$300.00
SECOND SAVINGS0.100%$0.00$300.00
CHRISTMAS CLUB SVGS0.200%$0.00$0.00
CHRISTMAS CLUB SVGS0.000%$0.00$5,000.01
VACATION CLUB SVGS0.200%$0.00$0.00
VACATION CLUB SVGS0.000%$0.00$5,000.01
SELECT MONEY MARKET0.120%$0.00$1,000.00
PREMIUM MONEY MARKET0.150%$0.00$5,000.00
PREMIUM MONEY MARKET0.200%$0.00$15,000.00
PREMIUM MONEY MARKET0.250%$0.00$50,000.00
PREMIUM MONEY MARKET0.350%$0.00$75,000.00
TRADITIONAL IRA SAV0.350%$0.00$300.00
ROTH IRA SAVINGS0.350%$0.00$300.00
ESA SAVINGS0.350%$0.00$300.00

*APY=Annual Percentage Yield

*Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.

Loan Rates - Effective Monday, October 21, 2019
Loan TypeAPRTerms/Information
AUTO LOAN - TERMS UP TO 84 MO4.490%RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY
FIRST TIME AUTO BUYER LOAN7.990%RATE DEP ON CREDIT, TERM, COLLATERAL & LTV, DISCOUNT AVLBLE
OLDER USED AUTO-'04-'08 MODELS11.240%AS LOW AS RATE VARIES ON CREDIT, COLLATERAL, LTV/DISC APPLY
PRIME PERSONAL LINE OF CREDIT9.990%RATE BASED ON CREDIT - VARIABLE INDEX TO WALL ST JRNL PRIME
POWERSPORTS LOAN (MIN 750CC)4.990%RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY
PERSONAL LOAN10.490%RATE BASED ON CREDIT AND TERM / DISCOUNTS APPLY
BOAT OR RV LOAN4.990%RATE BASED ON CREDIT,TERM,COLLATERAL & LTV/DISCOUNTS APPLY
FIRST MORTGAGE LOAN0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOME EQUITY LOAN - 2ND DEED0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOME EQUITY LINE OF CREDIT0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOLIDAY HELPER LOAN9.990%AVAILABLE OCTOBER 1 THROUGH DECEMBER 31
PRIMESOURCE4CASH0.000%CONTACT A LENDING PROFESSIONAL FOR RATE & FEE INFORMATION
SHARE SECURED3.100%TERMS UP TO 144 MO'S / SECURED BY SHARE DEPOSIT ACCOUNT
SELECT MONEY MARKET SECURED3.120%TERMS UP TO 144 MONTHS / SECURED BY SELECT MONEY MARKET ACCT
CERTIFICATE SECURED3.000%PAY JUST 3.00% OVER THE RATE YOU ARE EARNING ON YOUR ACCOUNT

*APR=Annual Percentage Rate

Details & Discounts

Certificate Rates - Effective Monday, October 21, 2019
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.500%$500.00
12 MONTH YOUTH CERTIFICATE0.450%$100.00
12 MONTH CERTIFICATE0.450%$500.00
12 MONTH BUMP CERTIFICATE0.350%$500.00
18 MONTH CERTIFICATE0.750%$500.00
18 MONTH BUMP CERTIFICATE0.550%$500.00
24 MONTH CERTIFICATE0.750%$500.00
24 MONTH BUMP CERTIFICATE0.650%$500.00
36 MONTH CERTIFICATE0.950%$500.00
48 MONTH CERTIFICATE1.150%$500.00
12 MONTH IRA CERTIFICATE0.450%$500.00
24 MONTH IRA CERTIFICATE0.750%$500.00
36 MONTH IRA CERTIFICATE0.950%$500.00
48 MONTH IRA CERTIFICATE1.150%$500.00

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*APY=Annual Percentage Yield. Rates listed apply to member depositors only.