Rates

*Rates subject to change without notice. Fees may reduce earnings.

Savings Rates - Effective Thursday, May 1, 2025
APYMinimum
Deposit		Minimum
Balance
REGULAR SAVINGS0.05% $300
SECOND SAVINGS0.05% $300
CHRISTMAS CLUB SVGS0.05% $0
CHRISTMAS CLUB SVGS0.01% $5000.01
VACATION CLUB SVGS0.05% $0
VACATION CLUB SVGS0.01% $5000.01
SELECT MONEY MARKET0.2%$1000$1000
PREMIUM MONEY MARKET0.25%$5000$5000
PREMIUM MONEY MARKET0.3%$5000$15000
PREMIUM MONEY MARKET0.35%$5000$50000
PREMIUM MONEY MARKET0.4%$5000$75000
TRADITIONAL IRA SAV0.05% $300
ROTH IRA SAVINGS0.05% $300
ESA SAVINGS0.05% $300

*APY=Annual Percentage Yield

*Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.

Loan Rates - Effective Saturday, August 8, 2026
Loan TypeAPRTerms & Information
NEW VEHICLE » 4.24% 72 M BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLIED
FIRST TIME AUTO BUYER » 11.99% 60 M RATE INCL CO-SGNR/MUST QUALIFY FOR PROGRAM/DISCOUNTS APPLIED
OLDER USED VEHICLE (2015-2006) » 7.74% 48 M RATE VARIES ON CREDIT, COLLATERAL, LTV/DISCOUNT APPLIED
BOATS AND RV'S » 6.49% 72 M RATES VARY BY CREDIT, TERM, & LTV/DISCOUNTS APPLIED
PRIME PERSONAL LINE OF CREDIT » 10.49% 12 M RATE BASED ON CREDIT - VARIABLE INDEX TO WALL ST JRNL PRIME
POWERSPORTS (MIN 750CC) » 5.49% 72 M RATE CAN VAR BASED ON CREDIT,TERM, & LTV /DISCOUNTS APPLIED
PERSONAL LOAN » 10.49% 48 M RATE BASED ON CREDIT AND TERM / DISCOUNTS APPLIED
FIRST DEED MORTGAGE 0% 360 M PLEASE CALL 509-838-6157 FOR CURRENT RATES & INFORMATION
2ND DEED FIXED HOME EQUITY 0% 180 M PLEASE CALL 509-838-6157 FOR CURRENT RATES & INFORMATION
HOME EQUITY LINE OF CREDIT 0% 120 M PLEASE CALL 509-838-6157 FOR CURRENT RATES & INFORMATION
HOLIDAY HELPER LOAN » 10.99% 12 M AVAILABLE OCTOBER 1 THROUGH DECEMBER 31
PRIMESOURCE4CASH » 0% 1 P PLEASE CALL 509-838-6157 FOR LOAN DETAILS
SHARE SECURED » 3.05% 120 M TERMS UP TO 144 MO'S / SECURED BY SHARE DEPOSIT ACCOUNT
SELECT MONEY MARKET SECURED » 3.12% 120 M TERMS UP TO 144 MONTHS / SECURED BY SELECT MONEY MARKET ACCT
CERTIFICATE SECURED » 3% 120 M PAY JUST 3.00% OVER THE RATE YOU ARE EARNING ON YOUR ACCOUNT

*APR=Annual Percentage Rate

Details & Discounts

Member Assistance Loan Program

Certificate Rates - Effective Saturday, August 8, 2026
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE3.5%$500
12 MONTH YOUTH CERTIFICATE4.1%$100
12 MONTH CERTIFICATE4%$500
18 MONTH CERTIFICATE3%$500
24 MONTH CERTIFICATE2.5%$500
36 MONTH CERTIFICATE2%$500
48 MONTH CERTIFICATE1%$500
12 MONTH IRA CERTIFICATE4%$500
24 MONTH IRA CERTIFICATE2.5%$500
36 MONTH IRA CERTIFICATE2%$500
48 MONTH IRA CERTIFICATE1%$500

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*APY=Annual Percentage Yield. Rates listed apply to member depositors only.