Rates

*Rates subject to change without notice. Fees may reduce earnings.

Savings Rates - Effective Wednesday, July 1, 2020
APYMinimum
Deposit		Minimum
Balance
REGULAR SAVINGS0.050%$0.00$300.00
SECOND SAVINGS0.050%$0.00$300.00
CHRISTMAS CLUB SVGS0.050%$0.00$0.00
CHRISTMAS CLUB SVGS0.010%$0.00$5,000.01
VACATION CLUB SVGS0.050%$0.00$0.00
VACATION CLUB SVGS0.010%$0.00$5,000.01
SELECT MONEY MARKET0.100%$0.00$1,000.00
PREMIUM MONEY MARKET0.150%$0.00$5,000.00
PREMIUM MONEY MARKET0.150%$0.00$15,000.00
PREMIUM MONEY MARKET0.200%$0.00$50,000.00
PREMIUM MONEY MARKET0.300%$0.00$75,000.00
TRADITIONAL IRA SAV0.100%$0.00$300.00
ROTH IRA SAVINGS0.100%$0.00$300.00
ESA SAVINGS0.100%$0.00$300.00

*APY=Annual Percentage Yield

*Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.

Loan Rates - Effective Tuesday, January 19, 2021
Loan TypeAPRTerms/Information
MEMBER ASSISTANCE LOAN 0%0.000%WE KNOW THESE ARE DIFFICULT TIMES, AND WE ARE HERE TO HELP
MEMBER ASSISTANCE LOAN3.990%WE KNOW THESE ARE DIFFICULT TIMES, AND WE ARE HERE TO HELP
AUTO LOAN - TERMS UP TO 72 MO2.490%RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY
FIRST TIME AUTO BUYER LOAN15.990%RATE DEP ON CREDIT, TERM, COLLATERAL & LTV, DISCOUNT AVLBLE
OLDER USED AUTO-'00-'09 MODELS2.990%AS LOW AS RATE VARIES ON CREDIT, COLLATERAL, LTV/DISC APPLY
PRIME PERSONAL LINE OF CREDIT9.990%RATE BASED ON CREDIT - VARIABLE INDEX TO WALL ST JRNL PRIME
POWERSPORTS LOAN (MIN 750CC)5.240%RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY
PERSONAL LOAN10.240%RATE BASED ON CREDIT AND TERM / DISCOUNTS APPLY
FIRST MORTGAGE LOAN0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOME EQUITY LOAN - 2ND DEED0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOME EQUITY LINE OF CREDIT0.000%PLEASE CALL 800-660-0444 FOR MORE INFORMATION
HOLIDAY HELPER LOAN9.990%AVAILABLE OCTOBER 1 THROUGH DECEMBER 31
PRIMESOURCE4CASH0.000%CONTACT A LENDING PROFESSIONAL FOR RATE & FEE INFORMATION
SHARE SECURED3.050%TERMS UP TO 144 MO'S / SECURED BY SHARE DEPOSIT ACCOUNT
SELECT MONEY MARKET SECURED3.120%TERMS UP TO 144 MONTHS / SECURED BY SELECT MONEY MARKET ACCT
CERTIFICATE SECURED3.000%PAY JUST 3.00% OVER THE RATE YOU ARE EARNING ON YOUR ACCOUNT

*APR=Annual Percentage Rate

Details & Discounts 

Member Assistance Loan Program

Certificate Rates - Effective Tuesday, January 19, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.200%$500.00
12 MONTH YOUTH CERTIFICATE0.350%$100.00
12 MONTH CERTIFICATE0.300%$500.00
18 MONTH CERTIFICATE0.400%$500.00
24 MONTH CERTIFICATE0.450%$500.00
36 MONTH CERTIFICATE0.500%$500.00
48 MONTH CERTIFICATE0.550%$500.00
12 MONTH IRA CERTIFICATE0.300%$500.00
24 MONTH IRA CERTIFICATE0.450%$500.00
36 MONTH IRA CERTIFICATE0.500%$500.00
48 MONTH IRA CERTIFICATE0.550%$500.00

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*APY=Annual Percentage Yield. Rates listed apply to member depositors only.