Home Loans

Mortgage Loan

Apply for a Mortgage Loan

PrimeSource CU offers first mortgages with up to a 30-year term. We have competitive rates with a fast & easy underwriting process. Refinances available for loan amounts up to $300,000.


Home Equity Loan

Let us help put your home to work for you! A Home Equity Loan is a great way to make things happen-

  • Debt Consolidation
  • Remodeling
  • Home Improvement Projects
  • Landscaping and Swimming Pools
  • Graduation and College Education
  • Weddings and New Arrivals
  • Vacation

  • Home Equity Line of Credit (HELOC)

  • With a three-month special introductory rate, our HELOC enables you to borrow up to 90% of your home’s equity.
  • No closing costs saves you money.
  • Offers a revolving credit line, so as your balance decreases, your credit line increases.
  • Get easy access to your credit line by phone, It’s Me 247 Online Banking, check, or in-person.
  • Provides a lower interest rate than traditional, unsecured credit lines.
  • May have tax deductible interest* *consult a tax adviser

  • Fixed Rate Equity Loan*

  • Lets you borrow up to 90% of your equity
  • Offers up to a 20 year term
  • Keeps fixed payments for the term
  • Lump sum disbursement
  • May have tax deductible interest (as a tax adviser)

*Property must be member’s primary residence


  • Cash Out Home Refinance

Use this type of refinancing to possibly lower your current mortgage rate and borrow from your home’s equity at the same time. Refis available for loan amounts up to $300,000.


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PrimeSource Credit Union – NMLS 410040

Annettee Babb – NMLS 677198

Mark Smith – NMLS 1893856

Ayisha Matthews – NMLS 1641413

Angela Rowley – NMLS 1284158

Janelle Alea – NMLS 1836924