*Rates subject to change without notice. Fees may reduce earnings.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SAVINGS | 0.05% | $300 | |
| SECOND SAVINGS | 0.05% | $300 | |
| CHRISTMAS CLUB SVGS | 0.05% | $0 | |
| CHRISTMAS CLUB SVGS | 0.01% | $5000.01 | |
| VACATION CLUB SVGS | 0.05% | $0 | |
| VACATION CLUB SVGS | 0.01% | $5000.01 | |
| SELECT MONEY MARKET | 0.2% | $1000 | $1000 |
| PREMIUM MONEY MARKET | 0.25% | $5000 | $5000 |
| PREMIUM MONEY MARKET | 0.3% | $5000 | $15000 |
| PREMIUM MONEY MARKET | 0.35% | $5000 | $50000 |
| PREMIUM MONEY MARKET | 0.4% | $5000 | $75000 |
| TRADITIONAL IRA SAV | 0.05% | $300 | |
| ROTH IRA SAVINGS | 0.05% | $300 | |
| ESA SAVINGS | 0.05% | $300 |
*APY=Annual Percentage Yield
*Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.
| Loan Type | APR | Terms & Information |
|---|---|---|
| AUTO LOAN - TERMS UP TO 72 MO » | 6.74% | RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY |
| FIRST TIME AUTO BUYER LOAN » | 16.99% | RATE DEP ON CREDIT, TERM, COLLATERAL & LTV, DISCOUNT AVLBLE |
| OLDER USED AUTO-'00-'09 MODELS » | 9.49% | AS LOW AS RATE VARIES ON CREDIT, COLLATERAL, LTV/DISC APPLY |
| BOATS AND RV'S » | 7.99% | RATES VARY BY CREDIT QUALITY, TERM OF LOAN, & LOAN TO VALUE |
| PRIME PERSONAL LINE OF CREDIT » | 11.24% | RATE BASED ON CREDIT - VARIABLE INDEX TO WALL ST JRNL PRIME |
| POWERSPORTS LOAN (MIN 750CC) » | 7.49% | RATE BASED ON CREDIT,TERM,COLLATERAL & LTV / DISCOUNTS APPLY |
| PERSONAL LOAN » | 10.99% | RATE BASED ON CREDIT AND TERM / DISCOUNTS APPLY |
| FIRST MORTGAGE LOAN | 0% | PLEASE CALL 800-660-0444 FOR MORE INFORMATION |
| HOME EQUITY LOAN - 2ND DEED | 0% | PLEASE CALL 800-660-0444 FOR MORE INFORMATION |
| HOME EQUITY LINE OF CREDIT | 0% | CONTACT A LENDING PROFESSIONAL FOR RATE & FEE INFORMATION |
| HOLIDAY HELPER LOAN » | 9.99% | AVAILABLE OCTOBER 1 THROUGH DECEMBER 31 |
| PRIMESOURCE4CASH » | 0% | CONTACT A LENDING PROFESSIONAL FOR RATE & FEE INFORMATION |
| SHARE SECURED » | 3.05% | TERMS UP TO 144 MO'S / SECURED BY SHARE DEPOSIT ACCOUNT |
| SELECT MONEY MARKET SECURED » | 3.12% | TERMS UP TO 144 MONTHS / SECURED BY SELECT MONEY MARKET ACCT |
| CERTIFICATE SECURED » | 3% | PAY JUST 3.00% OVER THE RATE YOU ARE EARNING ON YOUR ACCOUNT |
*APR=Annual Percentage Rate
Member Assistance Loan Program
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 3% | $500 |
| 12 MONTH YOUTH CERTIFICATE | 3.35% | $100 |
| 12 MONTH CERTIFICATE | 3.25% | $500 |
| 18 MONTH CERTIFICATE | 2.15% | $500 |
| 24 MONTH CERTIFICATE | 1.75% | $500 |
| 36 MONTH CERTIFICATE | 1.35% | $500 |
| 48 MONTH CERTIFICATE | 1% | $500 |
| 12 MONTH IRA CERTIFICATE | 3.25% | $500 |
| 24 MONTH IRA CERTIFICATE | 1.75% | $500 |
| 36 MONTH IRA CERTIFICATE | 1.35% | $500 |
| 48 MONTH IRA CERTIFICATE | 1% | $500 |
*APY=Annual Percentage Yield. Rates listed apply to member depositors only.